Jessica Santana and Evin Robinson were riding the subway home from a college leadership conference when they realized they were getting off at the same stop.  It turned out, they had grown up in the same neighborhood, no more than 5 blocks apart.

Years later, both Santana and Robinson were working six-figure jobs in the tech practices of elite corporations but were disheartened by the homogeneity of their surroundings.

The tech industry is the primary generator of new jobs in the US, but the inaccessibility of resources and practical education left students in neighborhoods like Jessica and Evin’s unprepared and unqualified in the eyes of recruiters.

So the pair met at a local Starbucks and on the back of a napkin, they outlined what would become New York on Tech (NYOT).

By offering comprehensive computational courses and a broad professional network, NYOT hopes to provide under-resourced students in New York City with the skills and infrastructure needed for a successful career in tech.

Real skills have led to real results

What began as a passion project with just 20 students has blossomed into an organization helping more than 1000 students across the city.

Unlike the higher-level computer science classes Santana and Robinson saw offered in schools, NYOT aims to focus on more functional skills that are applicable to the day-to-day work of tech professionals.

The program caters its curriculums specifically towards areas it believes are in high demand from today’s hiring managers, including front-end and back-end web development, mobile development and UX design.

Classes are located at the offices of corporate partners, where students get direct mentorship from engineers and observe how technical skills are actually implemented in various roles. 

Graduates of NYOT are then given the opportunity to interview for internships at each partner organization, where they can gain practical experience and bolster resumes to be more competitive for future recruiting.

The organization points to successes both inside and outside the classroom, noting 100% of graduates in 2016 received admission into four-year colleges, many with scholarships to top engineering programs.

NYOT students have also landed paid internships and jobs with major companies that include Deutsche Bank, Morgan Stanley, and others.  And while the organization admits corporate partners were initially hard to come by, NYOT’s partnership roster now includes some of the most influential names in tech and business, such as Google, NBCUniversal and FactSet.

To date, NYOT has been built largely without city government sponsorship, funded mainly by corporate partnerships, schools, and philanthropic donations.

The company offers its programs for free and partners with schools in high poverty areas of New York City where 50% of students or more are eligible for free lunch.

But NYOT thinks of itself not just as a non-profit providing educational training but as a deep-impact talent accelerator, supplying already capable students with the key resources they lack.

“People automatically think these students are disconnected youth because we say low income and people of color.  They think they’re uninterested in the technology industry”, said the founders.  “That is not true.  They come from areas that are low income or under-resourced but the population of students we work with is super smart, driven, hungry, and motivated.”

Offering more to more people

Going forward, the company plans to add curriculums that it believes fit the future needs of employers, including classes centered on cyber security, artificial intelligence, and machine learning.

On top of serving more students in the New York metropolitan area, Santana and Robinson hope they can bring what they’ve done in New York to a national scale and expand to communities across the country. 

However, the founders emphasize that they will focus on slow effective scaling, crafting curriculums specific to each locality.  “The work we do is really embedded in community.  We’re not designing for that community but designing with it”, said Robinson.

Santana and Robinson’s broader goal is bigger than “diversity” and inclusion.”

“In the industry, we use words like diversity and inclusion.  While we and our work value diversity and inclusion, this is about economic justice”, said Santana. 

“Think about job automation and job displacement.  If our students aren’t getting the most critical training, how can we expect them to compete for the jobs of today and tomorrow?  This is not just about diversity or inclusion, it is about positioning our country’s talent strategy.”

NYOT is now seeing extremely high demand for slots in its programs.  With more qualified applicants than they can actually accept, Santana and Robinson hope to bring on more volunteers to help them break down the barriers of access for as many kids as they can.

Fintech startup N26 is growing quite rapidly. Building a startup is hard, but building a startup that manages your bank account is even harder given the increased scrutiny. German weekly magazine Wirtschaftswoche published an article that questioned N26’s identification processes. According to Wirtschaftswoche, it’s quite easy to create an account with a fake ID document.

“One or two people got through with a fake ID document. And we detected that afterward. Unfortunately, we didn't detect it in real time,” co-founder and CEO Valentin Stalf told me. “Unfortunately, it can happen.”

But Stalf also insisted that it’s not a widespread problem and that all banks face the same issue. According to him, N26 complies with all regulations when it comes to onboarding.

Currently, N26 has three different procedures depending on the country and works with a third-party company called SafeNed for some of the verification procedures.

In many countries, you can initiate a video call with someone so that they can check your ID and compare it with your face. In Germany, you can also print a document, go to the post office with an ID document and make a post employee check that you are actually you.

In some countries, you can open an N26 account by uploading a photo of your ID document and a selfie. Other banks also take advantage of this procedure. For instance, it’s a common process in the U.K.

More generally, other banks also have to deal with fake ID documents. But security is never perfect. That’s why you can’t simply eradicate the issue. You can try to keep the fake ID rate as low as possible.

“Security is our top priority at N26, which is why secure identification processes and constant review of our security and monitoring mechanisms to prevent identity theft are of great importance to the company,” the company told me in a statement.

In other words, N26 monitors this fake ID rate. And N26 also has ongoing transaction monitoring for those who have already opened a bank account. The company tries to detect fraudulent activity as quickly as possible.

You might think that uploading a photo of your ID document leads to more fraudulent activity. But N26 has noticed that there’s a higher fraud rate for customers who go to the post office to check their ID document.

So fraud is nothing new in the banking industry. Nobody has eradicated fraud, and nobody will. In fact, many startups (such as DreamQuark) are working on improving fraud detection using machine learning and more sophisticated processes. But even artificial intelligence won’t solve this problem altogether.

All eyes are on N26 because it’s the hot new thing. But if you look at what’s happening, it’s a pretty boring story. “In one of the articles they said we used weaker method to grow faster. This is complete bullshit,” Stalf told me.

This story is a great example that it can be tough to manage your startup’s reputation. Building trust takes a long time. But it can go away much more quickly. That might be why N26 debunked the issue so intensely.

Here’s N26’s full statement:

Security is our top priority at N26, which is why secure identification processes and constant review of our security and monitoring mechanisms to prevent identity theft are of great importance to the company.

After the customer’s identity is verified, we carry out ongoing transaction monitoring along with numerous other security measures, in a bid to prevent criminal activity such as money laundering and terrorist financing.

We therefore take the findings put forward by Wirtschaftswoche very seriously, will analyse the facts and take appropriate measures if necessary.

Contrary to the statement in Wirtschaftswoche, the use of photo verification by N26 is legally compliant. N26 works with a regulated payment service provider, SafeNed, in this regard. SafeNed is a UK business which is authorised and regulated by the UK Financial Conduct Authority (FCA) with regards to the prevention of money laundering and terrorist financing. SafeNed verifies its customers using the Photo Ident process, which is compliant with UK law.

According to the German Money Laundering Act, N26 is allowed to use a third party regulated in the EU, in this case a payment service provider in the UK, for the verification of customers (Section 17 (1) GwG). The respective verification procedure is then determined by the law applicable to the third party (in the above example, therefore, by UK law). This understanding is also confirmed by BaFin in its interpretation and application notes on the German Money Laundering Act (p. 67 et seq.) for customers not resident in Germany.

With Gartner estimating that there will be 150 billion connected devices by 2030 — many of them mission critical, such as powering major national infrastructure — the risk and realisation that these devices aren’t secured properly is leading some cyber security experts to predict that there is a large-scale disaster waiting to happen. And the problem is only getting worse. By some estimates, on average there are 127 new devices connected to the internet every second.

Enter: Crypto Quantique, a startup out of company builder Entrepreneur First that has been patiently toiling away for the last couple of years trying to solve the IoT security problem. Specifically, the company has developed what it claims is “the world’s first quantum driven secure chip (QDSC)” on silicon, which, when combined with cryptographic APIs, it says is capable of providing any connected device with a scalable and easy to implement “end-to-end” security solution.

Moreover, by employing advanced techniques in cryptography and quantum physics, its makers say the Crypto Quantique QDSC is unique to every device and entirely unclonable, which makes it almost impossible to hack. That’s quite a claim.

“There are security complexities in IoT, many stakeholders, including OEMs, manufacturers, integrators and designers are involved in developing and implementing the IoT,” Shahram Mossayebi, co-founder of Crypto Quantique, told me over email. “Each stakeholder is faced with different threat vectors and thus has different security requirements and produces devices based on very different architectures. Currently there is no clear approach to securing the IoT, which is also impacted by the lack of basic security tools that would allow stakeholders to build their own security solutions”.

To that end, he explained that security must start from the device, then travel through the network and finally reach the IoT device’s backend services. In other words, proper end-to-end security is required to protect IoT devices and infrastructure.

At the heart of this is “root of trust” — the ability for a device to authenticate itself and be a trusted member of a network — which, conversely, is also the weakest link. Data traveling throughout the network also needs strong encryption, of course. Finally, with IoT devices being in the billions, there’s an issue of cost: any secure solution can’t be prohibitively expensive to implement on a per device basis or be fragmented across multiple third-party providers.

“We have created a root-of-trust by harnessing quantum processes in semiconductors to generate unique, unclonable and tamper evident cryptographic keys,” says Mossayebi. “We call it quantum driven secure chip (QDSC) and it is the first ever of its kind in the world. Because of the uniqueness and way in which the keys are generated there is no requirement to store the keys on the device because the keys can be retrieved on demand. This eliminates secure storage requirements and leakage of sensitive information.

“In addition to building the QDSC, we also provide the cryptographic APIs and manage the end to end security to remove the multiple parties involved in the security chain and provide an all-in-one solution. This means there are no ‘open windows’ in connectivity when it comes to security. Once a QDSC is placed in a device it links directly to the owner system (i.e. public or private cloud) through CQ’s cryptographic APIs, where it is managed automatically and remotely while the device is in the field. This is the most advanced security product for the IoT, enabling new industrial revolutions such as Industry 4.0”.

As I said, big (and very interesting) claims, indeed.

On that note, Mossayebi says Crypto Quantique is aimed at any connected device that needs to stay secure, from traffic lights to a SCADA machine used in critical infrastructure. “Currently, we are working with leaders in different fields such as defence, aerospace, energy, industrial IoT manufacturers and enterprise hardware appliance manufacturers. The applications vary from securing satellites and drones to securing energy grids, sensors in critical infrastructure and data centres,” he says.

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TechCrunch Disrupt is the world’s biggest and most impactful tech startup conference, and we can’t wait to bring the hype to Berlin.

We’re very proud of the show we’ve put together and are thrilled to give you a look at what’s in store.

Editor’s Note: Not all of our speakers are included on this agenda as we like to keep a couple tricks up our sleeves. ;)

THURSDAY, NOVEMBER 29

Morning

Racing to the Future with Lucas Di Grassi (Roborace)

Hear from Roborace’s new CEO and former F1 driver Lucas Di Grassi on how Roborace is merging human driving and artificial intelligence to build a better racing series. Including a sneak peak at their latest vehicle! Main Stage @ 9:05AM

A New Start with Anne Kjaer-Riechert (ReDI School of Digital Integration), Aline Sara (NaTakallam)

The world has been shocked by the plight of refugees from both war zones and natural disasters in the last few years. But the tech world has stepped up to the plate to assist refugees and NGOs, in this case with ReDI School’s hugely successful code school for refugees and NaTakallam’s global platform for refugees to teach languages. Main Stage @ 9:25AM

In The Money with Pieter van der Does (Adyen)

Payments company Adyen has achieved that rare thing all startups hope for but many do not achieve: it went public as a profitable company with a huge IPO pop. Hear how a startup quietly built up a payments empire under the radar, out of Amsterdam. Main Stage @ 9:45AM

Regaining Momentum in Europe with Saul Klein (LocalGlobe)

Saul Klein has long had an outsized imprint on Europe’s tech scene, as an operator, founder and investor, as well as the mastermind behind the global meet up concept OpenCoffee and the “YC of Europe,” Seedcamp. We’ll talk with Klein about creating a sustainable ecosystem, as well as how Europe now competes against faster-growing markets, including in China. Main Stage @ 10:05AM

STARTUP BATTLEFIELD

The hottest startups compete for the Disrupt Cup, $50,000 USD, and eternal glory. Main Stage @ 10:50AM

Bootstrapping Your Way To The Top with Denys Zhadanov (Readdle)

Readdle, a strartup out of Ukraine, has racked up 100 million downloads of its popular PDF app, and is now making a bold move into other productivity tools, all without a single dime of funding. It can be done! Hear Denys Zhadanov tell his startup’s story. Main Stage @ 11:55AM

STARTUP BATTLEFIELD

The hottest startups compete for the Disrupt Cup, $50,000 USD, and eternal glory. Main Stage @ 1:15PM

Afternoon

Sharing the Ride-Sharing Industry with Daniel Ramot (Via), and other speakers to be announced

It’s time to say it: there won’t be a single global leader in the ride-sharing industry. Many companies will survive and compete in dozens of countries with different offerings. But how do you beat Uber at its own game? Main Stage @ 2:40PM

Pioneering Crypto with Jamie Burke (Outlier Ventures), Vinay Gupta (Mattereum), and other speakers to be announced

Investing in Crypto and Blockchain startups has never been hotter. We’ll hear from these key pioneers in the field who are feeling their way in this brand new arena. Main Stage @ 3:45PM

Making Everyone A Secondary VC with Kaidi Ruusalepp (Funderbeam)

As startups stay private longer and more people want to gamble on them, CEO Kaidi Ruusalepp will discuss the risks and rewards of would-be investors turning to Funderbeam’s secondary market. Main Stage @ 4:10PM

STARTUP BATTLEFIELD

The hottest startups compete for the Disrupt Cup, $50,000 USD, and eternal glory. Main Stage @ 4:30PM

FRIDAY, NOVEMBER 30TH

Morning

Going Global with Brynne Kennedy (Topia)

Topia’s Brynne Kennedy will discuss building the tools that enable companies to manage the 21st century mobile workforce. Main Stage @ 9:25AM

The European Fintech Fever with Ricky Knox (Tandem) and other speakers to be announced

Thanks to a unified market, fintech startups have boomed in Europe. And yet, with so many megarounds and startups doing the same thing, are we experiencing a fintech fever? Main Stage @ 9:45AM

Learning Languages and Building a Startup with Julie Hansen and Markus Witte (Babbel)

Babbel is now managing the top-grossing language learning app in the world. It’s a European success story. The company is now facing a new challenge: conquering the U.S. Main Stage @ 10:10AM

Building Your Next Car, Today with Laurin Hahn (Sono Motors), Ole Harms (MOIA)

The car industry has never been so exciting. Everybody is working on the car of the future, which will represent the perfect combination of automation, connectivity, electric motors and mobility services. But who will do it better: Startups or car giants trying to reinvent themselves? Including a sneak peak of Sono’s new vehicle. Main Stage @ 11:05AM

Becoming a “Unicorn Factory” with Philipe Botteri, Sonali De Rycker, Luciana Lixandru, and Harry Nelis (Accel)

Accel London has built a very strong brand in Europe over the past 18 years, with bets that include Deliveroo and Supercell. Yet staying relevant means continuing to bet on winners. How does Accel think about its heritage and its future, and what does that mean for the startups looking to work with the firm? Main Stage @ 11:30AM

Afternoon

European Space Tech Comes of Age with Mike Collett (Promus Ventures), Rafal Modrzewski (ICEYE)

Mike Collett has built a reputation as a savvy investor in deep-technology software and is now an investor in one of Europe’s hottest space-tech startups, ICEYE, which ICEYE recently became the first company to launch a Synthetic-Aperture Radar satellite under 100 kilograms which can scan the globe in 3D. Where does space technology go from here? Main Stage @ 1:00PM

STARTUP BATTLEFIELD FINALS

The hottest startups compete for the Disrupt Cup, $50,000 USD, and eternal glory. Main Stage @ 1:45PM

Emerging Market Tech is About to Explode with Lizzie Chapman (Zestmoney) and Alan Mamedi (Truecaller)

With a $100M warchest, Truecaller has gone from a simple anti-spam service to a payments and chat service for huge new markets like India. Meanwhile, Zest is India’s first completely automated consumer digital lending platform which is giving consumers there new options in financing. We’ll get into how these two pioneers are expanding. Main Stage @ 3:30PM

Selling Fashion in a Post-Web World with Sophie Hill (Threads)

Threads, a startup out of London, has found the perfect way to sell to its target millennial customer: forget the web and focus on messaging apps instead. That bold choice has helped the company land tons of clients and millions in backing from VCs who want in on the action. Hear from founder Sophie Hills about how she got here, and what will come next. Main Stage @ 4:20PM

Can Starling Become the Next HSBC with Anne Boden (Starling Bank)

Starling has now convinced hundreds of thousands of people, but it is still far behind the biggest consumer banks. Anne Boden has worked in the banking industry for decades, so she knows what’s missing to jump from a small competitor to a dominant player. Main Stage @ 4:40PM

JobUFO, the Berlin-based startup that has built a video focussed app to help facilitate better job applications, has raised €2 million in seed funding. Leading the round is IBB and Hevella Capital, with the investment to be used for growth.

Claiming to re-invent the way companies handle the application process, JobUFO has developed an online/mobile application form that focuses on the personality of the candidate. This includes being asked to created a CV in a specific format and the ability to record or upload a personal application video. The JobUFO application form can be embedded anywhere online, such as a company’s career page or job ad, so that it becomes the preferred way to receive applications.

“The HR market is overloaded with too many information and recruiting tools,” JobUFO co-founder and CEO Thomas Paucker tells me when asked to describe the problem being tackled. “This makes it very hard to find the best process of applying to a job. That’s why everybody is writing the same motivational letters. You still need a laptop and there is no real first impression of yourself when you apply. Recruiters do not read motivational letters because someone else could have written it. The longer a recruiting process is, the higher the average dropout rate of an applicant”.

To remedy this, the JobUFO mobile app or web-version enables applicants to quickly create a “DIN-correct” CV in combination with a guided video of up to thirty seconds. Paucker says the idea is to be able to give a good first impression at the very moment the application is received. JobUFO powered applications are pushed directly into a company’s application tracking system via the JobUFO API.

“Recruiters get more and reliable applications without changing their daily routine,” he says. “Applicants get recommendations based on big data and are guided nearly fully automatically during their whole work life. Additionally we automate the communication between those two groups to focus on the main goal: filling the vacancy with someone who fits and likes the job”.

To that end, in two years since being founded, JobUFO has grown its customer base to over 30 well-known companies operating in Germany. They include Deutsche Bahn, Edeka, Evonik, Hertz, and Ikea. In 2018 alone, over 60,000 applications have been generated.

“Digitalisation is changing the recruiting sector,” adds Paucker, noting that younger applicants have no prior knowledge of a more traditional application process and are much more akin to using consumer apps such as Instagram and YouTube. “Since we guide the applicants directly through the application process, JobUFO is particularly popular with this younger target group,” he says.

In addition, the “talking application photos” concept is resonating with recruiters and HR managers since the last mile to the applicant is often the most time-consuming and least scalable. “The company sees the video as well as the checked data of the applicant directly in its own applicant management system. For both sides, this is an uncomplicated process that continues to spur us on to expand,” says the JobUFO CEO.

A new technology from researchers at Carnegie Mellon University will add sound and vibration awareness to create truly context-aware computing. The system, called Ubicoustics, adds additional bits of context to smart device interaction, allowing a smart speaker to know it’s in a kitchen or a smart sensor to know you’re in a tunnel versus on the open road.

“A smart speaker sitting on a kitchen countertop cannot figure out if it is in a kitchen, let alone know what a person is doing in a kitchen,” said Chris Harrison a researcher at CMU’s Human-Computer Interaction Institute. “But if these devices understood what was happening around them, they could be much more helpful.”

The first implementation of the system uses built-in speakers to create “a sound-based activity recognition.” How they are doing this is quite fascinating.

“The main idea here is to leverage the professional sound-effect libraries typically used in the entertainment industry,” said Gierad Laput, a PhD student. “They are clean, properly labeled, well-segmented and diverse. Plus, we can transform and project them into hundreds of different variations, creating volumes of data perfect for training deep-learning models.”

From the release:

Laput said recognizing sounds and placing them in the correct context is challenging, in part because multiple sounds are often present and can interfere with each other. In their tests, Ubicoustics had an accuracy of about 80 percent — competitive with human accuracy, but not yet good enough to support user applications. Better microphones, higher sampling rates and different model architectures all might increase accuracy with further research.

In a separate paper, HCII Ph.D. student Yang Zhang, along with Laput and Harrison, describe what they call Vibrosight, which can detect vibrations in specific locations in a room using laser vibrometry. It is similar to the light-based devices the KGB once used to detect vibrations on reflective surfaces such as windows, allowing them to listen in on the conversations that generated the vibrations.

This system uses a low-power laser and reflectors to sense whether an object is on or off or whether a chair or table has moved. The sensor can monitor multiple objects at once and the tags attached to the objects use no electricity. This would let a single laser monitor multiple objects around a room or even in different rooms, assuming there is line of sight.

The research is still in its early stages, but expect to see robots that can hear when you’re doing the dishes and, depending on their skills, hide or offer to help.

Y Combinator has released the results of a survey, completed in partnership with its portfolio company Callisto, highlighting the pervasive role of sexual harassment in venture capital and technology startups.

Callisto, a sexual misconduct reporting software built for victims, is a graduate of YC’s winter 2018 class. The company sent a survey to 125 of YC’s 384 female founders, asking if they had been “assaulted or coerced by an angel or VC investor in their startup career.”

Eighty-eight female founders completed the survey; 19 in total claimed to have experienced some form of harassment.

More specifically, 18 said that inappropriate experience consisted of “unwanted sexual overtures;” 15 said it was “sexual coercion;” four said it was “unwanted sexual contact.”

As part of the release of the survey findings, YC announced they’ve established a formal process for their founders to report harassment and assault within Bookface, the startup accelerator’s private digital portal for its founders.

“You can report at any time, even years after the incident took place,” YC wrote in the blog post. “The report will remain confidential. We encourage other investors to set up similar reporting systems.”

First Round Capital is another investor to recently poll its founders on issues of sexual misconduct. Similarly, the early-stage investor found that half of the 869 founders polled were harassed or knew a victim of workplace harassment.

As for Callisto, the 7-year-old non-profit said it will launch Callisto for founders, a new tool that will support victims. Using Callisto, founders can record the identities of perpetrators in the tech and VC industry. The company will collect the information and refer victims to a lawyer who will provide free advice and the option to share their information with other victims of the same perpetrator. From there, victims can decide if they want to go public together with their accusations.

Tech’s widespread sexual harassment problem is not new, but more women and victims of harassment have come forward in recent years as the #MeToo movement encourages them to name their harassers. Justin Caldbeck, formerly of Binary Capital, and former SoFi chief executive officer Mike Cagney are among the Silicon Valley elite to be ousted amid allegations of sexual misconduct in the #MeToo era.

Responding to a popular request, we are now sharing transcripts of our investor podcast interviews in this new series. The following interview with Utsav Somani was recorded in May 2018. Utsav...

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Grin, an electric scooter startup backed by Y Combinator, has raised a $45.7 million Series A to operate shared, electric scooters in Latin America.

Grin, which is based in Mexico City, had previously raised funding from Sinai Ventures, Liquid2 Ventures, 500 Startups, Monashees, Base10 Partners and others.

Currently, Grin only operates in Mexico City, but it has plans to expand to other cities throughout Latin America.

Electric scooters are clearly a hot space. U.S.-based companies like Bird and Lime have raised millions of dollars. Bird is currently valued at over $2 billion while Lime is valued at over $1 billion. Meanwhile, transportation behemoths Lyft and Uber have both staked their claim in the electric scooter space, both deploying them in Santa Monica, Calif. in the last month.

I’m getting in touch with Grin co-founder Sergio Romo shortly. More to come.

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